GREAT REASONS TO GO F.H.A.

96.5% LTV purchase (100% Gift OK) 97% LTV Rate and Term Refinance 85% LTV Cash Out Refinance

no score needed "A" paper rates manufactured homes OK seller can pay up to 6% in closing costs FHA streamilne refinances with no equity, credit, income, or assets needed

adjustable rate loans cap at 1% annually/5% lifetime blended ratios with non-occupant co-borrowers 90% of rental income used

no prepayments penalties no reserves required

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